Boat Insurance

Boat Insurance helps protect you against accidents in and out of the water. You can choose from a number of different types of cover including Insurance cover for  Cruisers, Yachts, Houseboats and Catamarans.

Essential Boat Insurance

Basic boat insurance that covers legal costs if you cause death or injury to another person, or your boat causes the loss or damage of their property.

Key Features:

  • Voluntary marine sea search and rescue
  • Legal costs to defend any action
  • Accidental damage to other peoples’ boats or property
  • Death or bodily injury your boat causes to any person
  • Substitute boat

Comprehensive Boat Insurance 

Comprehensive Boat Insurance includes your Essential Boat cover as well as loss or damage to your own boat caused by an event of accidental loss or damage, fire, theft, malicious damage or storm damage.

Key features:

  • Theft, Fire, Malicious Damage and Storm damage
  • Accidental loss or damage to your boat by an insured event
  • Voluntary marine sea search and rescue
  • Optional water-skiers’ liability cover and racing cover for sail boats
  • Accidental damage to other peoples’ boats or property by an insured event
  • Death or bodily injury your boat causes to any person by an insured incident
  • Loss of your customer’s hull, boat trailer or motor(s) less than 2 years old

How you use your boat will determine the best type of boat insurance for you.

Come and talk to us today.